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Builder incentives tracker

Every builder deal, in one place.

Rate buydowns, closing cost credits and price cuts from 38 builders across North Texas, each linked to the builder's own page and dated. Checked October 20, 2026.

By Albert Angarita, REALTOR® · TREC Licensed · Updated Oct 2026

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Ashton WoodsRate buydown
3.99% (4.45% APR) rate for the first 5 years plus up to $10,000 toward closing costs on select move-in ready homes
FHA 5/1 ARM: 3.99% fixed for 5 years, then adjusts yearly (max 8.99%). 620 minimum credit score, primary residence. Must use Velocio Mortgage (affiliate) through the Ashton Woods Advantage program. Contracts Oct 15 to Nov 1, 2026, close by Nov 27, 2026. Limited pool of funds.
Where: Legacy Hills, Coyote Meadows, Century Farms
Expires 2026-11-01 · Checked Oct 20, 2026 · Builder source
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Ashton WoodsRate buydown
Fixed rate of 4.99% (APR 5.35%) and up to $10,000 in closing costs on select quick move-in homes
Community offer on select quick move-in homes. Full terms are available from the builder.
Where: Collin Creek
No end date posted · Checked Oct 20, 2026 · Builder source
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Ashton WoodsRate buydown
Fixed rate of 4.99% and up to $10,000 toward closing costs on select quick move-in homes
Community offer on select quick move-in homes. Full terms are available from the builder.
Where: Century Farms
No end date posted · Checked Oct 20, 2026 · Builder source
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Ashton WoodsRate buydown
Fixed rate of 5.99% and up to $10,000 toward closing costs on select quick move-in homes
Community offer on select quick move-in homes. Full terms are available from the builder.
Where: Coyote Meadows, Legacy Hills
No end date posted · Checked Oct 20, 2026 · Builder source
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Ashton WoodsRate buydown
Fixed rates as low as 5.99% (APR 6.20%) and up to $10,000 in closing costs on select quick move-in homes
Community offer on select quick move-in homes. Full terms are available from the builder.
Where: Aster Park
No end date posted · Checked Oct 20, 2026 · Builder source
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Beazer HomesRate buydown
4.99% (6.619% APR) starting rate on select quick move-in homes in Dallas-Fort Worth
This is an FHA 5/1 adjustable rate mortgage: rate fixed for the first 5 years, then adjusts yearly (cap 1% per adjustment, 5% lifetime). Available only through Cardinal Financial from a limited pool of funds. Contract between Oct 7 and Dec 7, 2026 and close by Dec 7, 2026. Owner-occupied only.
Where: Across DFW (select quick move-in homes)
Expires 2026-12-07 · Checked Oct 20, 2026 · Builder source
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Brookfield ResidentialFlex cash and options
The Way Home Sales Event: up to $75,000 in Flex Cash
New contracts written 8/27/2026 to 11/15/2026; select quick move-in homesites only; must use BRP Home Mortgage; incentive varies by lot.
Where: The Grove Frisco
Expires 2026-11-15 · Checked Oct 20, 2026 · Builder source
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CB JENI HomesRate buydown
3.99% introductory rate (6.306% APR) via a 2/1 buydown on a 5.99% 30-year conventional loan
Eligible inventory homes, newly written contracts, while funds last. Must use preferred lender Green Brick Mortgage for the rate. Example assumes 740 FICO and 10% down. Rate provided 10/16/2026.
Where: City Point, Twin Creeks Watters, Hazelwood (Frisco), Heritage Village, Midtown GP, Painted Tree Woodland District, Plano Gateway
No end date posted · Checked Oct 20, 2026 · Builder source
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Cambridge HomesFlex cash and options
$15,000 flex cash on select spec homes
Select spec (inventory) homes. Full terms are available from the builder.
Where: Ribbonwood
No end date posted · Checked Oct 20, 2026 · Builder source
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Cambridge HomesRate buydown
Rates as low as 4.875% on select inventory
Select inventory homes. Full terms are available from the builder.
Where: Select inventory homes
No end date posted · Checked Oct 20, 2026 · Builder source
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Century CommunitiesRate buydown
FHA 30-year fixed with a 2/1 buydown: 3.75% year 1, 4.75% year 2, 5.75% years 3 to 30 (6.057% APR)
Select Century Communities DFW homes; contract 10/1/2026 to 10/31/2026 and close on or before 11/30/2026; through affiliate lender Inspire Home Loans; limited funds.
Where: Anna Town Square
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Coventry HomesRate buydown
Interest rates as low as 5.49% (6.247% APR) on select quick move-in homes
Builder-paid forward commitment rate buydown. Must use Jet HomeLoans (Dream Finders Homes affiliate) to get the incentive. Example based on a 30-year FHA fixed loan, 640 FICO. Select communities and inventory only. Contracts written and closed by Nov 30, 2026.
Where: Across DFW (select communities and inventory)
Expires 2026-11-30 · Checked Oct 20, 2026 · Builder source
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D.R. HortonFlex cash and options
Red Tag Sales Event: up to $10,000 in flex cash on select inventory homes for upgrades, options and closing costs, plus Lifetime garage floor epoxy and an upgraded carpet pad. The event advertises savings of up to $75,000 on select homes
Dallas North Division only (excludes Dallas South and DFW Central divisions). Select homes, new contracts only, one promotion per home, not combinable. Use may be limited by loan program contribution limits. Contracts through Nov 1, 2026.
Where: Legacy Hills, Chalk Hill, Silverado
Expires 2026-11-01 · Checked Oct 20, 2026 · Builder source
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D.R. HortonFlex cash and options
Main Street Stars: up to $1,000 toward closing costs or up to $1,000 toward design options for military, veterans, law enforcement, firefighters, educators and healthcare workers
Works with any lender. Contract between Aug 12 and Dec 30, 2026, present proof of eligibility at contract. One per home purchase. Select Dallas North, Dallas South and DFW Central communities.
Where: Select Dallas North, Dallas South and DFW Central division communities
Expires 2026-12-30 · Checked Oct 20, 2026 · Builder source
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David Weekley HomesClosing costs
50th Anniversary Savings: up to $16,500 in financing incentives, plus the standard up to $3,500 toward closing and financing costs, for up to $20,000 total
Must finance with Priority Home Mortgage (builder affiliate). Credit can be used to lock or buy down the rate or reduce closing costs, within seller contribution limits. Purchase between Jan 1 and Dec 31, 2026. Present offer to the Sales Consultant before signing. Not valid with any other offer.
Where: Across DFW
Expires 2026-12-31 · Checked Oct 20, 2026 · Builder source
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David Weekley HomesFlex cash and options
New Employee Pricing: 7% of the base price in flex dollars on select homes, usable toward a price discount, design selections, options or financing incentives
Purchase between Jul 1 and Dec 31, 2026 on select DFW homes. Present offer before signing. Buyers who finance with Priority Home Mortgage may also qualify for a 5.99% fixed rate offer. Not valid with any other offer.
Where: Across DFW (select homes)
Expires 2026-12-31 · Checked Oct 20, 2026 · Builder source
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Davidson HomesRate buydown
4.99% for 5 years on a 5/1 ARM (FHA 6.294% APR, VA 6.110% APR in examples) plus up to $10,000 toward closing costs and prepaids
Select DFW homes; closing cost credit requires financing through NorthStar Mortgage Advisors; owner-occupied; rate as of 10/9/2026, while commitment funds last.
Where: Parks at Foster Crossing
No end date posted · Checked Oct 20, 2026 · Builder source
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Del WebbFlex cash and options
Up to $20,000 Flex Cash toward design center options
To-be-built homes in select Dallas communities; agreement accepted 10/1/2026 to 10/31/2026. Credit at closing for design options only (not lot premiums); unused amount is forfeited and cannot reduce price. Not combinable with other offers.
Where: select Del Webb Dallas communities
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Del WebbOther
Plantation shutters upgrade included (approx. $13,000 retail value)
To-be-built homes only in Del Webb Dallas communities; purchase agreement accepted 10/1/2026 to 10/31/2026. Not combinable with other offers. 55+ age restrictions apply.
Where: Across DFW Del Webb communities
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Drees Custom HomesOther
Up to $65,000 in promotional incentives on select build-to-order floor plans
Use toward structural options, Drees design center credit or financing. Must finance with First Equity Mortgage (Drees affiliate). Firm, non-contingent agreements accepted Oct 1 to Nov 22, 2026. Amount varies by plan. Not combinable.
Where: Quail Hollow (Rockwall)
Expires 2026-11-22 · Checked Oct 20, 2026 · Builder source
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Drees Custom HomesOther
Up to $35,000 in promotional incentives on select build-to-order floor plans
Use toward structural options, design center credit or financing. Must finance with First Equity Mortgage. Agreements accepted Oct 1 to Nov 22, 2026. Amount varies by plan. Not combinable.
Where: Hillstead (Lavon)
Expires 2026-11-22 · Checked Oct 20, 2026 · Builder source
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Drees Custom HomesOther
Up to $32,000 toward financing on select townhomes
Must finance with First Equity Mortgage. Agreements accepted Oct 1 to Nov 22, 2026; quick move-in townhomes must close by Dec 22, 2026. Amount varies by plan.
Where: Ridgeline Towns
Expires 2026-11-22 · Checked Oct 20, 2026 · Builder source
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First Texas HomesFlex cash and options
Rate buydown as low as 3.99% (5/1 ARM) OR up to $15K flex cash, plus zero down and no interest for the first 3 monthly payments
Choose either a rate buydown or flex cash (not both). Promotional rate is a 5/1 ARM. Select inventory homes only, financing with the preferred lender required. Offers vary by community and can change without notice. No-interest offer is through CrossCountry Mortgage; buyer still pays principal, taxes, insurance, PMI and HOA.
Where: Spiritas Ranch, Valencia on the Lake
No end date posted · Checked Oct 20, 2026 · Builder source
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First Texas HomesFlex cash and options
Rate buydown as low as 3.99% (5/1 ARM) OR up to $15K flex cash
Choose either a rate buydown or flex cash (not both). Promotional rate is a 5/1 ARM. Select inventory homes only, financing with the preferred lender required. Offers vary by community and can change without notice.
Where: Edgewood Creek
No end date posted · Checked Oct 20, 2026 · Builder source
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First Texas HomesFlex cash and options
Rate buydown as low as 3.99% (5/1 ARM) OR up to $20K flex cash
Choose either a rate buydown or flex cash (not both). Promotional rate is a 5/1 ARM. Select inventory homes only, financing with the preferred lender required. Offers vary by community and can change without notice.
Where: Villages of Hurricane Creek
No end date posted · Checked Oct 20, 2026 · Builder source
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Grenadier HomesPrice savings
Reduced prices on select move-in-ready homes (e.g. Ten Mile Creek townhome listed was $433,685, now $349,900; Wildridge townhome was $432,461, now $359,900)
Specific listed homes only; prices change as homes sell.
Where: Ten Mile Creek, Wildridge
No end date posted · Checked Oct 20, 2026 · Builder source
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Highland HomesRate buydown
Lower first-year rate: 4.99% in year one, then 5.99% for years 2 to 30 (6.032% APR) on select inventory homes
Must finance with Highland HomeLoans. Select inventory (quick move-in) homes only. Must contract between Oct 7 and Nov 6, 2026 and close by Dec 4, 2026.
Where: Across DFW (select inventory homes)
Expires 2026-11-06 · Checked Oct 20, 2026 · Builder source
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HistoryMaker HomesPrice savings
Price reductions of up to $100,000 on select inventory homes (Fall Into Savings)
Limited-time price reductions on select inventory in Dallas-Fort Worth. Participating homes are not listed on the page; see a sales consultant.
Where: Across DFW (select inventory)
No end date posted · Checked Oct 20, 2026 · Builder source
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HistoryMaker HomesRate buydown
FHA 3-2-1 rate buydown: 2.99% year 1, 3.99% year 2, 4.99% year 3, then 5.99% fixed (6.828% APR example)
Must finance through Lifestyle Home Lending. Contract by 11/1/2026 and close by 11/30/2026. Example based on $350,000 FHA loan, 680 FICO, 3.5% down. Limited pool of funds; may end without notice. Not valid on contract rewrites or transfers.
Where: Across DFW (certain properties)
Expires 2026-11-01 · Checked Oct 20, 2026 · Builder source
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Huntington HomesFlex cash and options
$20,000 incentive to buy down the interest rate, reduce closing costs, or put toward Design Center options ($15,000 if using an outside lender)
Offer available Oct 1 to Dec 31, 2026 on new builds and quick move-in homes. Full $20,000 requires the optional preferred lender incentive with Highland HomeLoans; $15,000 with other lenders. Offered through Highland Homes, Huntington's affiliate.
Where: Mustang Lakes. McCreary Meadows (Parker); Estates at Bristol Valley (Heath)
Expires 2026-12-31 · Checked Oct 20, 2026 · Builder source
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Impression HomesClosing costs
Up to $10,000 toward closing costs
Requires IH Mortgage; amount depends on loan structure and federal contribution limits; unused amounts are forfeited. Can be combined with other eligible offers on the event page.
Where: Across DFW (select homes)
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Impression HomesPrice savings
Price reductions on select homes (headline: up to $100,000 in total incentives)
Amounts vary by home; price reductions do not require IH Mortgage. 'Up to $100,000' is the combined headline figure, restrictions apply.
Where: Across DFW (select homes)
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Impression HomesRate buydown
3-2-1 rate buydown starting as low as 2.99% in year 1 (5.99% note rate, 6.874% APR)
Contracts accepted 10/5/2026 to 10/31/2026 on select completed inventory homes. FHA, VA or USDA examples. Must use preferred lender IH Mortgage.
Where: Across DFW (select completed inventory)
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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InTown HomesFlex cash and options
Up to 3% in Flex Cash plus an upgraded appliance package on select move-in ready homes (billed as an exclusive October offer)
Select move-in ready homes only. Full terms are available from the builder.
Where: Addison Grove, Carroll Crest
No end date posted · Checked Oct 20, 2026 · Builder source
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K. Hovnanian HomesFlex cash and options
4.99% (5.822% APR) conventional 7/6 ARM, rate fixed for the first 7 years, or a flex cash equivalent
Select quick move-in homes. Contracts 9/30/26 to 10/31/26, close by 11/30/26. Must pre-apply and finance with K. Hovnanian American Mortgage. Example: $475,000 price, 20% down, 780 credit score; rate adjusts after 7 years (max 9.99%). Owner-occupied, conventional conforming only.
Where: Across DFW (select quick move-in homes)
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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KB HomeRate buydown
Rate as low as 4.99% (5.781% APR) on a 5/1 FHA ARM
Must sign purchase agreement by 10/31/2026, finance with KBHS Home Loans, lock rate with KBHS within 30 days of the purchase agreement, owner-occupied, close per contract terms. Select new homes. Rate adjusts after year 5.
Where: Winn Ridge, Eagle Creek
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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LennarRate buydown
Black Friday Sales Event: promotional 3.99% (7.114% APR) FHA 5/1 ARM rate plus a move-in ready appliance package (refrigerator, blinds, garage door opener)
Rate is a 5/1 adjustable mortgage (fixed 5 years, then adjusts yearly), achieved with Lennar-paid discount points; must finance with Lennar Mortgage. Appliance package retail value up to $4,955. Sign a purchase agreement on a select DFW home between Oct 19 and Oct 25, 2026 and close by Nov 30, 2026.
Where: Select new homes in greater DFW; the event page lists homes in Eastland, Mobberly Farms, Northpointe and Solterra
Expires 2026-10-25 · Checked Oct 20, 2026 · Builder source
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M/I HomesRate buydown
2/1 buydown on a 30-year fixed FHA loan: 3.25% year 1, 4.25% year 2, 5.25% years 3 to 30 (6.036% APR) on selected quick move-in homes
Through M/I Financial. New contracts written on or after Sep 14, 2026; loan application within 48 hours of contract; must close by Dec 22, 2026. 3.5% down, 640 minimum credit score, primary residence. Seller contribution capped by agency limits.
Where: Aster Park, Landmark, Kings Way, Legacy Hills
Expires 2026-12-22 · Checked Oct 20, 2026 · Builder source
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Mattamy HomesFlex cash and options
Your Home Your Way Savings on to-be-built homes: 50% off design options up to $20,000, plus up to 4% of the purchase price toward closing costs and a European kitchen appliance upgrade (about $4,000 retail value)
Options savings available with any lender or cash (must spend $40,000 in options to get the full $20,000). The closing cost credit requires Mattamy Home Funding and the seller's closing agent. Contracts Oct 1 to Oct 31, 2026 on select to-be-built homes in participating DFW communities; closing cost offer requires closing by May 31, 2027. Not for inventory homes.
Where: Across DFW (participating communities, to-be-built homes)
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Mattamy HomesOther
Hometown Heroes: $2,000 incentive toward a new home for military (active and veterans), firefighters, law enforcement, paramedics/EMTs and teachers
Proof of employment or service required before the purchase agreement. Purchase agreement signed by Oct 24, 2026. Select homes. One per household.
Where: Across DFW (select homes)
Expires 2026-10-24 · Checked Oct 20, 2026 · Builder source
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Mattamy HomesRate buydown
2-1 buydown: 3.99% year 1 payment rate (6.784% APR) on a 5.99% FHA 30-year fixed loan on select quick move-in homes; a VA version is advertised at 5.99% note rate (6.371% APR)
Must finance with Mattamy Home Funding and use the seller's closing agent; pre-apply before making an offer. Contracts Oct 2 to Oct 31, 2026, close by Nov 30, 2026. Limited pool of funds. Owner-occupied only.
Where: Across DFW (select quick move-in homes)
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Megatel HomesRate buydown
2.99% first-year rate via a temporary 2/1 buydown on a 4.99% 30-year fixed FHA loan (5.80% APR), plus up to $10,000 toward closing costs
Select inventory homes in specific communities; must finance with preferred lender MCI Mortgage for the rate and the $10,000 closing cost credit. New written contracts only, no rewrites or transfers. Limited time.
Where: Select homes in specific Megatel communities
No end date posted · Checked Oct 20, 2026 · Builder source
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Meritage HomesRate buydown
Football Frenzy Sales Event: rate as low as 3.99% year 1, 4.99% year 2, then 5.99% (6.788% APR), plus up to $5,000 toward closing costs
Select quick move-in homes only. Contract accepted Oct 1 to Oct 30, 2026 and close within 60 days of contract. 30-year conventional, FHA or VA owner-occupied loan through MTH Mortgage with Carefree Title required. Stratton Place homes excluded. Closing cost help is capped at 3% of the base price.
Where: Across DFW (select quick move-in homes; excludes Stratton Place)
Expires 2026-10-30 · Checked Oct 20, 2026 · Builder source
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Meritage HomesRate buydown
Grand opening rate as low as 2.50% year 1, 3.50% year 2, 4.50% year 3, then 5.50% (6.326% APR)
Trails at Cottonwood Creek only, first five homes sold, quick move-in homes, close within 60 days. MTH Mortgage and Carefree Title required.
Where: Trails at Cottonwood Creek only
No end date posted · Checked Oct 20, 2026 · Builder source
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Normandy HomesRate buydown
2-1 buydown: 3.99% year 1, 4.99% year 2, then 5.99% (6.291% APR)
Eligible inventory homes, new contracts only, while funds last. Must use preferred lender Green Brick Mortgage. Example: $550,000 conventional, 10% down, 740 FICO. Not combinable with other offers. Rate as of 10/16/2026.
Where: Rainwater Crossing, Uptown Celina. Cross Creek Meadows (Celina); Estates at Stacy Crossing (McKinney); Hazelwood 40' and 55' Series (Frisco); Painted Tree Woodland West and Woodland North (McKinney)
No end date posted · Checked Oct 20, 2026 · Builder source
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Pulte HomesRate buydown
FHA 30-year fixed with a 2-1 buydown: 3.5% in year 1, 4.5% in year 2, 5.5% years 3 to 30 (6.204% APR) on eligible quick move-in homes
Must finance with Pulte Mortgage and join the Affiliate Incentive Program. Purchase between Oct 1 and Oct 31, 2026; loans must be locked and closed by Nov 30, 2026. First come, first served. Example based on 700 FICO, 3.5% down, primary residence.
Where: Anna Town Square, Kings Way, Ribbonwood
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Shaddock HomesClosing costs
Up to $25,000 toward closing costs on move-in ready (inventory) homes
Original purchase date Sep 1 to Oct 31, 2026. Must finance with Shaddock Homes Mortgage and close with Capital Title. Capped at lender seller-contribution limits; cannot be used for the down payment. May not apply in all communities.
Where: Across DFW (inventory homes, may not apply in all communities)
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Shaddock HomesRate buydown
1% below market interest rate on new build (build-to-order) homes
1% off the Shaddock Homes Mortgage adjusted base rate on a 30-year fixed conventional loan, 10% or more down, owner-occupied. Lock rate 60 to 15 days before closing. Firm, non-contingent contracts accepted Jan 1 to Oct 31, 2026. Must finance with Shaddock Homes Mortgage.
Where: Across DFW (build-to-order homes)
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Southgate HomesClosing costs
$20,000 toward closing costs on select quick move-in homes
Must use Green Brick Mortgage and Green Brick Title. While funds last; not combinable; not for contract rewrites, transfers or prior Southgate buyers.
Where: The Reserve at Watters
No end date posted · Checked Oct 20, 2026 · Builder source
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Southgate HomesRate buydown
2/1 buydown: 4.99% in year 1, 5.99% in year 2, then 6.99% (7.299% APR) on a conventional loan
Eliana only, eligible quick move-in homes, newly written contracts, loan amounts up to $832,750. Rate provided 10/14/2026.
Where: Eliana, McKinney
No end date posted · Checked Oct 20, 2026 · Builder source
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Starlight HomesRate buydown
3/2/1 rate buydown on a 5.99% 30-year fixed FHA/VA loan: 2.99% year 1, 3.99% year 2, 4.99% year 3, then 5.99% (6.563% APR in example)
Must use Starlight Homes Advantage program with affiliated lender Velocio Mortgage or Trailblazer Mortgage. FHA/VA loan, 620 min credit score, primary residence only, certain available homes. Contracts written 10/1/2026 to 10/31/2026; home must close on or before 11/30/2026. Limited pool of funds.
Where: Legacy Hills, Coyote Meadows
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Taylor MorrisonRate buydown
Lower rate for the first 7 years: 3.25% in year 1 and 4.25% in years 2 to 7 (5.49% APR) on a conventional 7/6 ARM with a temporary buydown, on select quick move-in homes
This is an adjustable rate mortgage; it adjusts every 6 months starting in year 8 (max 9.25%). Seller pays up to $4,000 toward closing costs, points or the buydown. Must pre-apply with and finance through Taylor Morrison Home Funding and use the seller's closing agent. Contracts Oct 19 to Nov 1, 2026, close by Dec 31, 2026. Example assumes 20% down and a 780 credit score.
Where: Select quick move-in homes. Ask which DFW homes qualify
Expires 2026-11-01 · Checked Oct 20, 2026 · Builder source
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Toll BrothersRate buydown
Special 5.49% (5.76% APR) 30-year fixed rate on select quick move-in homes
Through Toll Brothers Mortgage with a rate lock agreement. Minimum 10% down, loan amounts $250,000 to $832,750, primary residence only, FHA and VA not eligible. Sign agreement on or after Oct 8, 2026 and close by Dec 28, 2026. Limited availability, may end without notice.
Where: Select quick move-in homes. Ask which DFW homes qualify
Expires 2026-12-28 · Checked Oct 20, 2026 · Builder source
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Tradition HomesFlex cash and options
$50K Your Way: $50,000 to use on structural options, design selections and a luxury appliance package
Runs Sept 1 to Nov 30, 2026. Details from Community Sales Manager.
Where: Across DFW
Expires 2026-11-30 · Checked Oct 20, 2026 · Builder source
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Tradition HomesRate buydown
Rate buydown: 3.75% year 1, 4.75% year 2, 5.75% year 3, then 6.75% for years 4 to 30
Select homes; contracts after 8/28/2026 that close on or before 11/30/2026. Must use a specified trusted lender. Example assumes 760 credit score, 20% down, loan up to $832,750.
Where: Across DFW (select homes)
Expires 2026-11-30 · Checked Oct 20, 2026 · Builder source
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Tradition HomesRate buydown
1% off your interest rate on any new to-be-built home
Contract on a new build by 11/30/2026; rate reduction through a participating trusted lender.
Where: Across DFW (to-be-built homes)
Expires 2026-11-30 · Checked Oct 20, 2026 · Builder source
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Tri Pointe HomesFlex cash and options
The Value of Now Sales Event: 50% off Design Studio personalization (up to $20,000) plus up to $18,000 in designer-selected structural options
Closing credit. Purchase an eligible homesite between 10/1/2026 and 10/31/2026, finance through Tri Pointe Connect, close by 4/16/2027. Not on existing contracts. Amount varies by neighborhood and homesite.
Where: Union Park, Landmark
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Tri Pointe HomesFlex cash and options
The Value of Now Sales Event: 50% off Design Studio personalization (up to $25,000) plus up to $21,000 in structural options (spa shower, great room slider)
Same terms: contract 10/1/2026 to 10/31/2026, Tri Pointe Connect financing, close by 4/16/2027.
Where: Union Park
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Tri Pointe HomesRate buydown
30-year fixed rate as low as 5.99% (6.765% APR) plus $10,000 in closing credits and a move-in package valued up to $5,477
Select move-in ready homes purchased at list price; must finance with Tri Pointe Connect. Purchase agreement by 10/31/2026 and close by 12/18/2026. Rates effective 10/14/2026, based on 90-day lock. While supplies last.
Where: Across DFW (eligible homesites only)
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Trophy Signature HomesRate buydown
FHA/VA 2-1 buydown: 3.25% year 1, 4.25% year 2, then 5.25% (6.080% APR), plus free appliances
Select move-in-ready inventory homes; contract by 10/30/2026 and close by 11/16/2026. Must use Green Brick Mortgage and Green Brick Title. Example: $450,000 FHA, 3.5% down, 680 FICO. Closing cost credits capped at 6% of price. Not combinable.
Where: Chisholm Trail Ranch, Belmont. Eastridge; Southridge; Lowry Trails; Lone Oak; Morningstar; Nicholson Ranch; Devonshire; Elevon; Lakehaven; Sunset Ranch; Trails of Lavon; Terra Vella; Stonehaven; Dove Hollow
Expires 2026-10-30 · Checked Oct 20, 2026 · Builder source
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UnionMain HomesFlex cash and options
Up to $16,000 Flex Cash on select inventory homes, usable toward appliances, blinds, closing costs or a rate buydown
Select inventory homes; preferred lender required where applicable; limited time; not combinable.
Where: Legacy Hills
No end date posted · Checked Oct 20, 2026 · Builder source
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UnionMain HomesRate buydown
Rates from 4.49% for the first 5 years on an FHA 5/1 ARM (4.99%, 6.158% APR, shown in the example)
Contract by 10/31/2026 and close by 11/30/2026. Must finance through UMH Mortgage; principal residence; select homes; limited pool of funds; no rewrites or transfers. Rate adjusts yearly after year 5.
Where: Legacy Hills
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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William Ryan HomesFlex cash and options
Personalize Your Savings fall event: choose from up to $7,500 toward closing costs or a rate buydown, a rate lock while the home is built, up to $10,000 design allowance, a move-in package with appliances and blinds, half off lot premiums, or half off the first three structural options
Incentives vary by community, home and purchase terms; eligibility requirements apply. Participating DFW communities only. Ends Oct 31, 2026.
Where: Across DFW (participating communities)
Expires 2026-10-31 · Checked Oct 20, 2026 · Builder source
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Before you visit a model

Get more than the posted offer

A posted incentive is where the negotiation starts, not where it ends. Builders often have more room on quick move-in homes that are finished or close to it, because every month unsold costs them money. Ask what is available on inventory homes, not just what is on the banner.

Most rate offers require the builder's affiliated lender, and many closing cost credits only apply if you use it. Compare the full loan estimate, not just the rate, because a bought-down rate can come with points or fees elsewhere. The Consumer Financial Protection Bureau has a guide to comparing loan estimates.

Many builders pay the agent who represents you from their side of the sale, and many also require your agent to be with you at your first visit or to register you before it. Bring your agent from day one, or call Albert before you walk into a sales office.

Albert Angarita, REALTOR
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FAQ

Common questions

Are builder incentives negotiable?
Often, yes. The posted offer is a starting point, and finished inventory homes usually have the most room. Get everything in writing in the contract.
Do I have to use the builder's lender to get the incentive?
Many rate buydowns and closing cost credits require the builder's affiliated lender. Each card notes the terms we found; confirm them with the builder before you sign.
How often is this updated?
The offers above were checked against each builder's own site on October 20, 2026. Offers change often, and expired offers drop off automatically.
Next step

Find the right community

New construction communitiesWhere builders are building nowOpen →Seller net sheetSelling first? Know your numberOpen →School districtsWhich district serves each cityOpen →Book a callSame-day responseOpen →
Sources
  1. Builder offer pages, linked on each card
  2. Consumer Financial Protection Bureau: Buying a new home and builder-affiliated lenders
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