
Realtor in McKinney, TX
Buying or selling in McKinney? Start with the facts.
A city of about 237,000 with a historic downtown, a new commercial airport terminal and master plans still selling new homes. See prices, taxes, schools and neighborhoods, then talk to Albert the same day.
McKinney by the numbers
Buying in McKinney
McKinney is the Collin County seat, and the city estimates its population at 237,130 as of January 2026, up from 195,308 in the 2020 Census. You get a real historic downtown square, older established neighborhoods like Stonebridge Ranch and Craig Ranch, and newer master plans such as Painted Tree and Trinity Falls on the north side. In September 2026 the city recorded 224 home sales with a median sale price of $499,198 and an average of 80 days on market, according to Community Impact.
For tax year 2025, a home inside McKinney city limits pays the city (0.412284), Collin County (0.149343) and Collin College (0.08122), plus its school district. That puts the combined rate at about 1.66% with Frisco ISD up to about 1.90% with Lovejoy ISD, and about 1.75% with McKinney ISD. On a $500,000 home in McKinney ISD that is roughly $728 a month before exemptions; Texas voters raised the school homestead exemption to $140,000 in Nov 2025, which cuts that noticeably for owner-occupants. MUD areas such as Trinity Falls (McKinney MUD No. 1) run higher, about 2.32% combined.
Ask for the tax breakdown before you write an offer. A home inside the city with McKinney ISD runs about 1.75% combined (2025), while Trinity Falls in McKinney MUD No. 1 runs about 2.32%, which is roughly $2,575 more per year on a $450,000 home before exemptions. Also confirm the school district by address, because seven districts serve McKinney and its ETJ.
What moves a McKinney sale
Here is the lesson most buyers miss in McKinney: two homes at the same price can carry very different tax bills. Trinity Falls, for example, sits outside the city's tax jurisdiction inside McKinney MUD No. 1, and that district's 2025 rate alone was 0.98475 per $100. Seven school districts also touch McKinney and its ETJ, so before you fall in love with a house, pull the exact taxing entities and school zoning for that address.
Timing matters here. On HAR.com, McKinney's median days on market for single-family homes was 25.5 to 26 days in April and May 2026 but 48 days by September, so if you can choose, list in spring. You are also competing with builders: new homes start in the $360s in Trinity Falls and around $530K in Painted Tree, so fix inspection items before listing and price against what a buyer could get new for the same money.
McKinney at a glance
McKinney ISD serves most of the city, but McKinney and its ETJ are zoned into seven districts: McKinney, Allen, Frisco, Prosper, Celina, Melissa and Lovejoy ISDs, so boundaries vary by address. McKinney ISD received a B rating from TEA for the fifth straight year, and all three of its high schools earned an A (Aug 2026). On Nov. 3, 2026, voters decide a roughly $500 million McKinney ISD bond that includes two new elementary schools.
Legacy West, Plano: about 20-25 off-peak min; The Star, Frisco: about 20-25 off-peak min; Downtown Dallas: about 35-45 off-peak min; DFW Airport: about 35-45 off-peak min
Commercial flights at McKinney National Airport; Sunset Amphitheater; LITEON manufacturing campus; Spur 399 widening
Where to look in McKinney

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- 224 homes sold in McKinney, other local real estate data from September (Community Impact, Oct 14, 2026)
- City of McKinney, Demographics and Census Reports
- U.S. Census Bureau QuickFacts: McKinney city, Texas
- Collin Central Appraisal District entity rates, all years (Texas Open Data Portal)
- City of McKinney News Flash (DTX terminal, Avelo routes, LITEON)
- McKinney's Sunset Amphitheater project nears 70% completion as investment rises to $334M (Community Impact, Oct 7, 2026)
- TxDOT breaks ground on McKinney project (TxDOT, June 2025)
- Bypass process begins as US 380 land acquisitions begin (Community Impact, Dec 3, 2024)
- McKinney ISD officials call for $500M bond, tax rate election in November (Community Impact, Aug 2026)
- McKinney's city, ETJ land zoned for 7 school districts (Community Impact)
- McKinney ISD receives 'B' rating from TEA for 5th consecutive year (Community Impact, Aug 17, 2026)
- City of McKinney Tax Information (Trinity Falls in McKinney MUD No. 1)
- Texans pass Proposition 13 raising school homestead exemption (FOX 4, Nov 2025)
- HAR.com McKinney price trends (single-family sold)
- Thousands of homes: north McKinney sees growth in single-family housing projects (Community Impact, July 11, 2025)
- Stonebridge Ranch Community Association, Our Community
- Craig Ranch enters build-out phase (CandysDirt, Feb 2015)
- Coventry Homes, Painted Tree
- Trinity Falls (Johnson Development)
- NeoRetroism: McKinney's Adriatica (Dallas Innovates, Dec 2018)
- Tucker Hill (Dallas Morning News place page)
- Highland Homes, McKinney communities
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