Building new in Celina: the price and the payment

Toll Brothers lists its Elite Collection from $779,000 and Select Collection from $979,000, and Shaddock's Brenham 40 ft lots start at $529,000. Most lots pay Collin County MUD No. 1 ($0.86 per $100 for 2026) and no city tax. See the Light Farms guide.

Inside Celina city limits with Prosper ISD on the 2025 roll. American Legend's Villas start at $495,000, Perry's 50 ft series at $549,900, Highland's 86 ft lots at $1,065,990 and Huntington's 100 ft lots at $1,535,000. The newer Annex sections sit in a city PID, the original phases do not appear in one. See the Mustang Lakes guide.

On the Denton County side, zoned to Prosper ISD with Dan Christie Elementary in the community, per First Texas Homes, which lists plans from $489,950 to $714,950, $550 a year in HOA dues and a 1.98% tax rate estimate. Mattamy lists from $369,990 and Pacesetter from $399,900. The city lists Sutton Fields II and Sutton Fields East PIDs. See the Sutton Fields guide.

Grand Homes lists from $812,900 for 2,377 to 5,607 sq ft. The 2025 roll shows Celina city limits and Prosper ISD, with no MUD.

Taylor Morrison lists plans from $349,250 and Normandy from $429,990. City PID: the 2026-27 installment for Improvement Area 1 is $3,421.82 on a 60 ft lot and $3,113.85 on a 55 ft lot. See the Cross Creek Meadows guide.

William Ryan Homes lists from $412,990 and American Legend's 60s from $500,000. City PID: $4,796.92 a year on a 60 ft lot in Improvement Area 1 for 2026-27, with $59,164 outstanding and 26 installments left. See the Ten Mile Creek guide.

Highland lists Cambridge Crossing 50 ft lots from $499,990, 60 ft from $657,990 and 74 ft from $816,990, and UnionMain from $585,990. At The Parks at Wilson Creek, Highland's 74 ft lots start at $779,990. Both are on the city's PID list. See the Cambridge Crossing and Parks at Wilson Creek guides.

American Legend's 40s start at $404,990, Highland's 50 ft lots at $516,990 and 74 ft at $754,990, and Perry's 50s at $549,900. See the Ramble guide.

This plan holds most of Celina's lowest base prices: Pulte's Pinnacle from $309,990, M/I's Lilybrooke from $313,990, Del Webb's 55-plus section from $321,990, Ashton Woods' Brookshire from $384,990 and Beazer's Enclave from $431,990. Phase 1A PID installments for 2026-27 run $1,194.32 (40 ft) to $1,790.58 (60 ft), and some sections also pay North Parkway MMD No. 1 at $0.408 per $100. See the Legacy Hills guide.

At Uptown Celina, Pacesetter's La Terra lists from $339,900, Normandy's The Heights from $369,900 and Toll Brothers' Ranch Elite Collection from $458,995. Those sections pay Uptown MUD No. 1 at $0.80 per $100. Green Meadows lists DRB from $389,990 and Grand Oaks 70 ft lots from $849,000. See the Uptown Celina and Green Meadows guides.

Ask for the service plan page that shows your lot type, the annual installment and the outstanding balance. Texas requires the seller to give a PID notice that you acknowledge before the contract takes effect (Property Code 5.014), and a MUD notice before you sign (Water Code 49.452).

Some owners prepay a PID balance. Compare the outstanding amount with what that money would do toward your down payment or rate, and ask your lender how each option changes the loan.

Celina ISD voters approved a $2.295 billion bond in May 2025 for 10 campuses. Willard Middle School opens for 2026-27, three elementaries are due by fall 2027 and a second high school is expected in 2029-30 or 2030-31, so zones will keep shifting. Check the <a href="/celina-isd-homes">Celina ISD</a> or <a href="/prosper-isd-homes">Prosper ISD</a> zone for the lot.

Put pre-pour, pre-drywall and final inspections in writing, and read the builder's own form for earnest money, delays and low appraisals before choosing finishes.

Builder registration rules differ, and some only recognize an agent who registers you on that first visit.