Between Plano and Wylie.
Living in Murphy, Texas
Murphy sits on FM 544 between Plano and Wylie, with 93.7% owner occupancy and a new H-E-B that opened in July 2026.
Call or text 469-827-7672 · same-day response
Why Murphy
Collin County
Murphy is a city of about 20,985 people (July 2025 Census estimate) in Collin County, midway between Plano and Wylie on FM 544, and its growth took off after the President George Bush Turnpike opened in 1999. Almost 94% of homes are owner occupied, the median owner-occupied value is $555,500 and the median household income is $175,699 (Census ACS 2020-2024). Zillow's typical home value was about $580,000 in September 2026, down 3.6% from a year earlier.
The lesson in Murphy right now is pricing discipline. In ZIP 75094 in September 2026, Realtor.com data showed 66 active listings, a median of 56 days on market and about half of active listings with at least one price cut. Sellers who list at last year's number tend to chase the market down, while buyers have room to negotiate on homes that have sat, especially in the $750K to $900K neighborhoods.
The numbers
Schools, taxes, commute
Murphy is split between Plano ISD and Wylie ISD, so two homes a few streets apart can feed different campuses and pay different school tax rates. Plano ISD adopted a 1.03955 rate for 2025-26, while Wylie ISD's 2025 rate was 1.1752. Confirm the district and campus for the exact address before you make an offer.
For tax year 2025 a Murphy home paid about 1.63% combined in Plano ISD (city 0.357514, Plano ISD 1.03955, Collin County plus Collin College 0.230563 per $100) and about 1.76% in Wylie ISD. On an $800,000 home that is roughly $13,000 a year ($1,085 a month) in Plano ISD or $14,100 a year ($1,176 a month) in Wylie ISD, before the state's $140,000 school homestead exemption. The city offers a $50,000 over-65 and disabled exemption but no general homestead exemption.
| Richardson Telecom Corridorapproximate off-peak via President George Bush Turnpike | 15-20 min |
| Legacy West, Planoapproximate off-peak via President George Bush Turnpike | 25-30 min |
| Downtown Dallasapproximate off-peak via President George Bush Turnpike and US 75 | 30-35 min |
| DFW Airportapproximate off-peak via President George Bush Turnpike | 35-40 min |
Where Murphy sits
Drive times, schools and shopping around it. Ask me for a tour of the area.
Being built now
A 122,175 square foot H-E-B with about 600 employees opened July 22, 2026 at the southwest corner of FM 544 and McCreary Road.[5]
City staff reported in October 2025 that a new 60,000 square foot retail center at Murphy Marketplace had broken ground and would likely open in 2026.[6]
Murphy began a strategic plan in 2025 and is coordinating it with an update of the city's master plan.[6]
Where to look in Murphy
Settling in to Murphy
The City of Murphy handles utility accounts through its Utility Services department, linked from the city website, and accepts online payments. Contact the city to open an account before closing.[11]
Homestead exemptions in Collin County are filed with the Collin Central Appraisal District, not the county or city, using Form 50-114 or the district's online application. File once you own and live in the home; the general deadline is April 30 of the tax year, and late applications are allowed up to two years after the deadline.[12]
Murphy is split between Plano ISD and Wylie ISD. Plano ISD enrolls new students through its online enrollment page, and Wylie ISD's Find My Campus tool confirms the zoned school; check the district for the exact address first.[14]
Register your vehicle with the Collin County Tax Assessor-Collector, which has offices in Frisco (6101 Frisco Square Blvd), McKinney (2300 Bloomdale Rd.) and Plano (900 E. Park Blvd.) and takes appointments online. New residents have 30 days after moving to register a vehicle in Texas and should get a Texas driver license from the Texas Department of Public Safety (DPS) within 90 days; DPS asks that your vehicles be registered first. Book a DPS driver license appointment once registration is done.[16]
Before you buy or sell
Check Plano ISD versus Wylie ISD first, since the district changes both the campus and roughly $1,100 a year in taxes on an $800,000 home. Then look at days on market for each home you like: listings that have sat past the 56 day median in 75094 are where you have the most room to negotiate price or repairs.
With about half of 75094 listings taking a price cut in September 2026, the first two weeks decide your result. Price to the last few months of sales in your subdivision, and fix the items buyers in the $700K to $900K range notice on 2000s homes: original HVAC, aging roofs, dated lighting and worn flooring. In my construction years I learned that buyers discount a repair list far more than it actually costs to fix, so handle it before you list.
See what clients say.
Read reviews from buyers, sellers and renters on Google, then ask me anything. I answer the same day, in English or Spanish.
Questions people ask about Murphy
Is Murphy, TX a good place to live?
What are property taxes in Murphy?
Which school district is Murphy in?
How long does it take to sell a home in Murphy?
Is now a good time to buy in Murphy?
Your realtor in Murphy
Buying or selling in Murphy means knowing more than the city average. Homes here can fall in Plano ISD or Wylie ISD; combined 2025 tax rates run about 1.63% to 1.76% depending on the address, and communities like Maxwell Creek North, Rolling Ridge Estates, Aviary and Windy Hill Farms each behave like their own market.
As your Murphy realtor I verify the school zoning, the full tax rate and any HOA, MUD or PID for every home before you write an offer, and I bring more than ten years of construction and remodeling experience to every inspection and pricing decision. I work from Formation at The Star in Frisco and help clients in English and Spanish.
Thinking about Murphy?
Tell me what you're looking for and I'll come to the conversation prepared. Same-day response.
- Zillow Home Value Index, city level data (Murphy, Sept 2026), 2026-10
- U.S. Census Bureau QuickFacts: Murphy city, Texas, 2026-10
- Realtor.com Residential Data: ZIP core metrics (75094, Sept 2026), 2026-10
- Republic Title: 2025 DFW Area Tax Rates (Collin County), 2026-10
- Murphy Monitor: Long-awaited H-E-B to open Wednesday, July 22, 2026-10
- Murphy council meeting summary: commercial demand, H-E-B timeline and master plan (Oct 2025), 2026-10
- Wikipedia: Murphy, Texas (school districts, parks, history), 2026-10
- Community Impact: Collin County property tax rates for FY 2025-26 (Plano ISD 1.03955), 2026-10
- Dustin Pitts: Best neighborhoods in Murphy TX (closed-sale samples), 2026-10
- Texas Comptroller: Property tax exemptions, 2026-10
- City of Murphy: official website (utility services, online payments), 2026-10
- Collin Central Appraisal District: Residential exemption forms (online homestead application), 2026-10
- Texas Comptroller: Form 50-114, Application for Residence Homestead Exemption, 2026-10
- Plano ISD: Enrollment, 2026-10
- City of Lucas: School Districts, 2026-10
- Collin County Tax Assessor-Collector, 2026-10
- Texas DMV: New to Texas, 2026-10
- Texas DPS: Moving to Texas (driver license), 2026-10
Figures change. Verify school zoning, tax rates and HOA or MUD fees for any specific address before you buy. Albert does this on every home he shows.